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What Is IRMAA and How Does It Affect My Medicare Premiums?
January 27th, 2023
As we near retirement, we may assume that once Medicare kicks in, our medical insurance premiums will be fixed. However, many people may not realize that there are special rules regarding how much they pay for Medicare Parts B and D if they are in a…
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Categories: Medicare
What Is a Medicare Summary Notice?
January 14th, 2023
Every three months, those with original Medicare receive a claims statement called a Medicare Summary Notice. As Medicare.gov explains, this notification describes all the services or supplies that providers or suppliers attributed to Medicare during…
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Categories: Medicare
Can You Appeal When a Hospital Considers You an Outpatient?
January 14th, 2023
A hospital’s classification of you as inpatient or outpatient can significantly affect Medicare’s coverage, shaping how much you pay for services and whether your coverage includes care in a skilled nursing facility. Medicare Part A pays for inpa…
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Categories: Medicare
What Does the Term "Decedent" Mean?
December 9th, 2022
“Decedent” is a legal term that refers to a person who has died with unsatisfied legal obligations. At the end of their life, a decedent has some legal duties that must be fulfilled through a representative. For example, decedents remain obligate…
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Categories: Estate & Trust Administration
Avoiding the Medicare Part D Late Enrollment Penalty
October 21st, 2022
Once you become eligible for Medicare, you can enroll in Part D, which helps cover the cost of prescription drugs. Some people choose to delay registering for Part D. In some circumstances, Medicare imposes a late fee on individuals who defer Part D…
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Categories: Medicare
Comparing Traditional Medicare and Medicare Advantage
October 21st, 2022
Recent research by the Kaiser Family Foundation examined the differences between traditional Medicare and Medicare Advantage. While people in either program were similarly satisfied with their care and overall care coordination, some distinctions bec…
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Categories: Medicare
What Can I Do During the Medicare Open Enrollment Period?
October 21st, 2022
Each year from October 15 to December 7, Medicare offers you the option to make changes to your Medicare coverage. Changes you make during this Medicare Open Enrollment Period will go into effect the following January 1. You are not required to make…
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Categories: Medicare
Am I Legally Obligated to Allow My Brother to Visit My Mom?
October 14th, 2022
I have a durable POA and am my mother’s health care surrogate. My mother’s medical condition has worsened, and I had to move her in with me. I have an abusive brother who is asking to see her, but I don’t think this is in anyone’s best intere…
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Categories: Uncategorized
Alternatives to Traditional Funeral Arrangements
October 14th, 2022
After losing a loved one, consider the best way to honor them and their life. Sometimes, a traditional funeral is not the best fit. Today, there are many alternatives to a traditional funeral service and burial. If you are seeking to lay your loved o…
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Resources to Help With End-of-Life Care
October 14th, 2022
No one wants to think about our death or the death of a loved one. The reality is that death is inevitable, so preparing for end-of-life decisions is essential. Over the past few years, especially with the COVID-19 pandemic, we have all been reminded…
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Categories: Hospice