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Why You May Need a Trust in Addition to a Power of Attorney
				December 3rd, 2021			
		
								
		
		
	
				
		While everyone should have a durable power of attorney that appoints someone to act for them if they become incapacitated, in some circumstances it is not enough. In these cases, a revocable trust can help. A durable power of attorney allows you to a…
		
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	Categories: Estate Planning
	
			
	What It Means to Need ‘Nursing Home Level of Care’ for Medicaid Eligibility
				November 12th, 2021			
		
								
		
		
	
				
		When applying for Medicaid’s long-term care coverage, in addition to the strict income and asset limits, you must demonstrate that you need a level care typically provided in a nursing home. Whether you are applying for nursing home coverage or thr…
		
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	Categories: Medicaid
	
			
	It Can Be Scary to Die Without an Estate Plan...the HORRORS of Intestacy
				November 2nd, 2021			
		
								
		
		
	
				
		October brings fall, pumpkin-spiced everything, and macabre things. Ghosts, ghouls, and goblins may Monster Mash through your mind; however, when I think of something truly terrifying, it’s dying without an estate plan. Although the pandemic encour…
		
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	Categories: Estate Planning
	
			
	How Shrinking Biden's Build Back Better Could Be Bad for Older Americans
				October 22nd, 2021			
		
								
		
		
	
				
		What the BBB proposals would do and who they’d help Halloween may be more trick-or-treat than usual in 2021. That’s the proposed deadline set by Democratic leaders to complete work on President Joe Biden’s Build Back Better Act (BBB…
		
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	Categories: Uncategorized
	
			
	New RAISE Report Outlines 5 Goals to Improve Lives of Family Caregivers
				October 21st, 2021			
		
								
		
		
	
				
		Recommendations to create a national strategy would aid 48 million Americans caring for a loved one by Nancy LeaMond, AARP, October 12, 2021 The challenges of being a family caregiver have generally been viewed as a private, personal matter. But in a…
		
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	Categories: Family Caregiving
	
			
	Build Back Better Act Stalls in Congress
				October 21st, 2021			
		
								
		
		
	
				
		The FY22 budget reconciliation package, also known as the Build Back Better Act, is still being debated in Congress due to concerns about the cost. The legislation features once-in-a-generation improvements to Medicare and Medicaid, including enhance…
		
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	Categories: Medicare
	
			
	Forrester: These are the Health Care Insurance payers with the best customer experience
				September 26th, 2021			
		
								
		
		
	
				
		by Paige Minemyer Sep 21, 2021 5:20pm A new Forrester analysis highlights the insurers with the highest customer experience scores. (Valeriya/Getty) Humana leads the industry on customer experience scores and is the only major national payer to land…
		
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	Categories: Health Insurance
	
			
	Illinois Expands Access to Virtual Care
				September 21st, 2021			
		
								
		
		
	
				
		Advocacy Update – September 21, 2021 Illinois Expands Access to Virtual Care The National Alliance on Mental Illness/Illinois (NAMI – Illinois) posted the following Healthcare IT News report (July 26, 2021), on their website: https://namiillinois…
		
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	Categories: Mental Health & Aging
	
			
	When It's A Child's Turn to Take Care of Mom or Dad: A Caregiver Agreement May Be in Order
				September 21st, 2021			
		
								
		
		
	
				
		As our parents become elderly and infirm, the parent-child relationship is often reversed. Our parents are no longer taking care of us, and now it’s our turn to take care of them. However, many seniors are reluctant to admit that their bodies, or t…
		
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	Categories: Family Caregiving
	
			
	Estate Planning Reduces Stress During High Anxiety Times
				September 21st, 2021			
		
								
		
		
	
				
		Everyone who lived through September 11, 2001, shares a common experience. Although colored by our individual circumstances, we remember looking at the horrific images of destruction and misery and wondering why this tragedy occurred. Since that fate…
		
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	Categories: Estate Planning
	
			
	 
